
Pioneering ideas need pioneering insurance solutions
Image courtesy of the Earth Science and Remote Sensing Unit, NASA Johnson Space Center - ISS059-E-59135 - eol.jsc.nasa.gov
Lignum Risk Partners’ team comprises highly experienced partners in insurance, the built environment, sustainability, circular economy and legal sectors who deliver innovative risk solutions for environmental and social sustainability pioneers.
We are expert in interrogating and anticipating the likely hazards and perils of both known and unknown technologies. Our expertise enables us to diagnose and design innovative insurance and risk transfer instruments to meet the needs of our pioneering clients.
We are independent and not tied to any part of the global insurance, reinsurance and alternative risk markets. Our independence means we are equally valued by brokers, underwriters and our clients as a special resource.

We help our clients deliver their pioneering work and make meaningful impacts on environmental and social sustainability
Our Team
We are experts in risk and can advise upon the (unintended) consequences of new approaches and technologies aiming to tackle the climate crisis and ecosystem breakdown.

Tim den Dekker
B.Sc., AA Dipl.
Partner
Tim brings his blend of architectural and actuarial expertise to the challenge of mitigating the climate change impact of the construction industry. As a practicing architect with Feilden Clegg Bradley Studios, co-founder of Part Z, a proposal for embodied carbon regulation, founder of The Embodied Carbon Group and a circular economy lead for LETI, Tim is a leader in shaping sustainable building practices and policy in the UK. His background in strategic enterprise risk management, including developing a framework adopted by global insurers, positions him perfectly to understand the evolving risk landscape of sustainable development using pioneering technologies.

Roger Flaxman
ACII, MAE, CIP, AEA, CEOR
Partner
Roger has 50 years' experience in the insurance industry with special focus on construction industry risks including property, contractors, professional disciplines and ancillary services. Roger has been an independent troubleshooting consultant since 2001 after a 31-year career in the industry as a leading international broker. Roger no longer sells or arranges insurance thereby retaining complete impartiality and independence from any insurance company or broker. His particular relevance to the question of future insurance is understanding “what happens next when things go wrong? and what should happen instead?” - how claims are managed, in practice, and the many conflicting issues that both delay claim settlement and increase the cost of doing so. His expertise includes creating insurance ‘schemes’ for special interest groups requiring unusual and bespoke insurance and legal defence protections.

Jo Honigmann
MA(Cantab), MSc
Partner
Jo is a former solicitor specialising in education and disability discrimination law with many years of strategic experience at board level, including as a not for profit CEO and trustee and former chair of the Law Society’s Mental Health and Disability committee. To Lignum Risk Partners she brings her legal and NGO expertise to bring the human element to the fore as well as helping to run the business. She is CEO of Fjell Limited, the parent company of RISCS CWC of which she is also a partner with a strategy remit. She is vice chair of a primary school federation and a founding governor of a secondary school for pupils with special educational needs. She is an advocate for accessibility rights within the built environment. Jo has lectured on the interface between the built environment and disability discrimination legislation for the construction sector and co-authored articles in the industry press as well as lecturing widely on Equality legislation for professionals in a variety of fields. Her experience as an expert panel member includes the Accessibility Events organised by Atkins Global (the official engineering design service provider for the 2012 Olympic and Paralympic games).

Oliver Schofield
B.A. (Joint Hons)
Partner
Oliver has 40 years’ experience in the captive and alternative reinsurance sector and together with the RISCS CWC team has worked extensively in designing and implementing captive vehicles in all the major captive domiciles with industries from all corners of the world. He is the founding director of RISCS CWC (www.riscs.org) an independent captive and alternative risk advisory firm that provides innovative, strategic risk consultancy to brokers, underwriters, corporates and captives. His reinsurance background prior to specialising in captives enables him to recognise the pros and cons of the several different types of alternative risk transfer solutions and also how captives and ART can be parts of an overall insurance programme as distinguished from an entire insurance programme in themselves.
Our Services
We have the knowledge and experience to develop a solution to support your project or initiative. We offer independent consultancy and advice on:
Creation of Alternative Risk Transfer (ART) solutions to otherwise traditionally uninsurable risks, which anticipate how they would respond in certain claims scenarios
Design of bespoke reinsurance programmes
Structuring of bespoke risk-management vehicles such as captives for specific projects or for industry-wide initiatives
Creating communities of interest for clients facing similar insurance problems, to enable delivery of new risk capacity
